Refund Advance Loan*

Need a little extra help to cover unexpected expenses in 2025? With a No Fee Tax Refund Advance loan, you could walk away with money in your pocket today—loaded onto a convenient prepaid card, if approved. This offer is available for a limited time, so don’t wait—take the first step toward financial peace of mind.

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$1,000 loan with no fees

Your Tax Refund Advance Loan* Details

$0 Loan Fees / 0% APR

Enjoy peace of mind with a no-fee, no-interest loan, up go $1,000, giving you more money to make the most of 2025.

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No Impact to your Credit Score

Your credit score will not be impacted when you apply for a No Fee Tax Refund Advance loan.

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Free to Apply

The loan costs you nothing. We're dedicated to getting you the money you need—quickly and effortlessly, often in just minutes.

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High Approval Rates

Walk away with funds the very same day—loaded onto a prepaid card or check, if approved. It’s quick, easy, and here to help you move forward with confidence!

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How Does a Tax Refund Advance Loan* Work?

Book an Appointment

We're excited to help you take the next step! Scheduling an appointment with us is a great way to ensure you receive the Tax Refund loan you deserve.

File Return with TaxVance

After successfully filing your tax return with us we will guide you through the Tax Refund loan process.

Choose Refund Loan Method

If approved, you can enjoy same-day access to your loan, giving you the financial flexibility you need. At that point, it's time to decide whether you prefer a check or direct deposit.

Repay Loan

Easily repay your loan with your refund when it arrives! We’ll take care of the setup, ensuring your refund automatically covers the loan—simple, seamless, and stress-free.

2 Types of Refund Advance Loans*

The Refund Advance loan is a 0% APR loan up to $1000. There is no interest and no loan fees charged for the Refund Advance loan. Fees and interest rates apply for Refund Advance loans over $1,250 and up to $7,000.

LOAN OPTIONS	LOAN AMOUNT	TAX PAYER COST
Up to $1000	$250, $500 or $1,000	$0
25%, 50% or 75% of expected refund	$1,250–$7,000	36% APR

What is a Refund Advance loan?

Refund Advance loan is a no-interest loan that is repaid with your tax refund. File your taxes at TaxVance between Jan. 3, 2025 and Feb. 28, 2025. If approved, a loan will be issued in one of six amounts: $250, $500, $1000, 25%, 50%, or 75% of your expected tax refund up to $7,000. Refund Advance is a loan issued by Pathward, N.A., Member FDIC (it is not the actual tax refund).
How much does the Refund Advance loan cost?

The Refund Advance loan is a 0% APR loan. There is no interest and no loan fees charged for the Refund Advance loan up to $1,000. Interest rates and fees apply for loans above $1,000 and up to $7,000.
How is my application to the Refund Advance loan approved?

Set up an appointment with one of our expert tax preparers. Upon completing and e-filing your tax return with TaxVance, and expecting a sufficient refund by the IRS, you are eligible to apply. Together, we will submit an application to Pathward®, N.A., the lender. The bank will evaluate your application based on standard underwriting criteria and makes the decision to approve or deny your application.
Will the application impact my credit score?

No. The bank may review your credit report as part of your application, but the review will not impact your credit score.
How soon after my approved application will I get the money?

If your application is approved, in most cases the funds will be available the same day you apply for the Refund Advance loan.
How will I receive the money if I am approved?

The Refund Advance loan will be provided either by check or direct deposit into your personal bank of choice.
How do I repay the Refund Advance loan?

You will choose a method of repayment at the time of tax preparation. Additional fees, including the tax preparer fees may apply.

*The Refund Advance is an optional tax-refund related loan provided by Pathward, N.A., Member FDIC (it is not the actual tax refund) at participating locations. Program availability and loan amounts may vary based on state and software provider. The amount of the loan and applicable interest will be deducted from tax refunds and reduce the amount that is paid directly to the taxpayer. Fees for other optional products or product features may apply. Tax returns may be filed electronically without applying for this loan. Loans offered in amounts of $250 (where available), $500, $1,000, 25%, 50%, or 75% of your expected tax refund up to $7,000, with interest-based applicants receiving an average of $2,003.41; $7,000 available only to well-qualified applicants with a minimum expected tax refund of $9,569. Underwriting standards subject to change. When calculating the amount of your loan, the amount of your “expected” tax refund may be affected by any refundable tax credits and fees. Loans in the amounts of $250, $500, and $1,000 have an Annual Percentage Rate (APR) of 0.00%. Loans in the amounts of 25%, 50% or 75% of your expected tax refund have an APR of 36.0% with a minimum loan of $1,250. For example, $2,500 loan representing 50% of expected refund borrowed over 31-day term, total amount payable in a single payment is $2,576.44 including interest. Availability is subject to satisfaction of identity verification, eligibility criteria, and underwriting standards.