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Refund Advance Loan*

Need a little extra help to cover unexpected expenses in 2025?  With a No Fee Tax Refund Advance loan, you could walk away with money in your pocket today—loaded onto a convenient prepaid card, if approved. This offer is available for a limited time, so don’t wait—take the first step toward financial peace of mind.

$1,000  loan with no fees

Your Tax Refund Advance Loan* Details

Sphere on Spiral Stairs

How Does a Tax Refund Advance Loan* Work?

2 Types of Refund Advance Loans*

The Refund Advance loan is a 0% APR loan up to $1000. There is no interest and no loan fees charged for the Refund Advance loan. Fees and interest rates apply for Refund Advance loans over $1,250 and up to $7,000. 

LOAN OPTIONS
LOAN AMOUNT
TAX PAYER COST
Up to $1000
$250, $500 or $1,000
$0
25%, 50% or 75% of expected refund
$1,250–$7,000
36% APR

*The Refund Advance is an optional tax-refund related loan provided by Pathward, N.A., Member FDIC (it is not the actual tax refund) at participating locations. Program availability and loan amounts may vary based on state and software provider. The amount of the loan and applicable interest will be deducted from tax refunds and reduce the amount that is paid directly to the taxpayer. Fees for other optional products or product features may apply. Tax returns may be filed electronically without applying for this loan. Loans offered in amounts of $250 (where available), $500, $1,000, 25%, 50%, or 75% of your expected tax refund up to $7,000, with interest-based applicants receiving an average of $2,003.41; $7,000 available only to well-qualified applicants with a minimum expected tax refund of $9,569. Underwriting standards subject to change. When calculating the amount of your loan, the amount of your “expected” tax refund may be affected by any refundable tax credits and fees. Loans in the amounts of $250, $500, and $1,000 have an Annual Percentage Rate (APR) of 0.00%. Loans in the amounts of 25%, 50% or 75% of your expected tax refund have an APR of 36.0% with a minimum loan of $1,250. For example, $2,500 loan representing 50% of expected refund borrowed over 31-day term, total amount payable in a single payment is $2,576.44 including interest. Availability is subject to satisfaction of identity verification, eligibility criteria, and underwriting standards.

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